While your Health insurance can help significantly with hospital bills, it may not cover all costs associated with a hospital stay, such as deductibles and co-pays, and non-medical expenses.

Hospital indemnity (HI) insurance can help. It’s a safety net that can help reduce the financial impact of high deductibles and other out-of-pocket costs.

HI Insurance issued by The Prudential Insurance Company of America, is guaranteed issue, meaning you aren’t required to undergo medical  exams or answer health questions, which makes it easy to enroll. There are no deductibles and you are not limited to provider networks.

HI insurance plans typically help pay benefits for hospital admission and for the number of days you’re confined to the hospital, with additional benefits for intensive care admissions and stays. Cash benefit payments are made directly to you so you can use these funds to help pay for medical costs not covered by your Health insurance as well as living expenses, like childcare, while you are in the hospital and as you recover.

When it comes to your health and that of your family, an unexpected or long-term hospitalization should not be a time to worry about medical costs. HI insurance can help you prioritize recovery over worries about hospital bills.

Enroll online and secure coverage now.

¹ “Why Health Insurance is Important, Protection from High Medical Costs, www.healthcare.gov, accessed August 2022
² “Many Americans Still Can’t Pay Off Less than $5,000 in Medical Debt,” Debt.com, 2021

Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.

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